Best home equity line of credit rates in Saint Cloud Metro

Sunday, November 2, 2025

Found 89 home equity line of credit rates In Saint Cloud Metro change

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Top 10 Local Banks
Top 10 Local Credit Unions

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Company	Rate¹	Notes	Advantages	Inquire


Pentagon Federal Credit Union	7.13%	Anyone can become a member at PenFed Credit Union! Click here to learn how you can join. PenFed is one of the largest credit unions in America Becoming a PenFed Credit Union member is easy! Put $5 in a PenFed savings account, and Make a one-time donation to one of the following: Voices for America’s Troops $15 or more (non-deductible) Red Cross - $10 or more (deductible) Click the button below to get started! Learn More Learn More	Learn More Learn More
Affinity Plus Federal Credit Union 2835 W Saint Germain St Saint Cloud, MN 56301	6.97%		Learn More Learn More
American National Bank of Minnesota 3210 W Division St Saint Cloud, MN 56301	7.75%		Learn More Learn More
BankVista 125 Twin Rivers Ct Sartell, MN 56377	7.25%		Learn More Learn More
Catholic United Financial Credit Union 300 23rd Ave N Saint Cloud, MN 56303	7.75%		Learn More Learn More
Energy Services Federal Credit Union 3515 3rd St N PO Box 808 Saint Cloud, MN 56303	7.25%		Learn More Learn More
Granite Bank 202 2nd Ave S Cold Spring, MN 56320	7.50%		Learn More Learn More
Great River Federal Credit Union 1532 W Saint Germain St Saint Cloud, MN 56301	7.75%		Learn More Learn More
Magnifi Financial 218 Wells St Belgrade, MN 56312	7.00%		Learn More Learn More
Plaza Park State Bank 2351 Connecticut Ave S Sartell, MN 56377	7.50%		Learn More Learn More
Saint Martin National Bank 136 Main Street PO Box 306 Saint Martin, MN 56376	7.50%		Learn More Learn More
St Cloud City & County Employees Credit Union 120 10th Ave N PO Box 715 Saint Cloud, MN 56303	6.25%		Learn More Learn More
ST. CLOUD FINANCIAL CREDIT UNION 3030 First St S Saint Cloud, MN 56301	6.25%		Learn More Learn More
TruStone Financial 620 Roosevelt Rd Saint Cloud, MN 56301	7.75%		Learn More Learn More
US Bank 220 Kraft Dr SE Melrose, MN 56352	7.45%		Learn More Learn More

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Datatrac takes the guesswork out of shopping for your next home equity line of credit. We are an independent, unbiased research company that has been comparing banking products for over 25 years. Our database of 1,648,658,012 deposit and loan rates is updated daily with the most current rates for nearly every bank and credit union in America, including those right in your backyard. We look at each bank's rates, fees and all the fine print to make sure we are comparing apples to apples. Then we do the math. We compute the savings to help you make the best decision. We stay with you until you find a loan that earns you more money.

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¹ Datatrac's comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution. There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and may be subject to your credit rating and other factors. Please contact the institution directly with any questions regarding their current rates and terms.

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