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Save up to $360 with a Southpoint Bank credit card1

Southpoint Bank's rate for a $5,000 credit card beats the Birmingham Metro average by up to 16% and is eligible for a Datatrac Great Rate Award and saving you as much as $360 over 3 years on a Rewards Credit Card.

Datatrac Great Rate Award
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Southpoint Bank - Rewards Credit Card 12.75% APR2
Birmingham Metro Market Average - Rewards Credit Card 15.15% APR2

About Datatrac

Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 318,175 financial institutions locations in America. Datatrac Great Rate Awards certify that deposit and loan rates outperform the market average for comparable products.  www.datatrac.net

  1. $360 is the difference between the amount paid in interest between Southpoint Bank's rate at 12.75% APR compared to 15.15% APR for the Birmingham Metro market average based upon a $5,000 average daily balance over 36 months.
  2. APR=Annual Percentage Rate. Datatrac’s comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution.  There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and are subject to your credit rating and other factors. Please contact Southpoint Bank directly with any questions regarding their current rates and terms.