Earn up to 434% more with a Guaranty Bank checking account1

Guaranty Bank's rate for a interest checking beats the Memphis, TN average by up to 434% and is eligible for a Datatrac Great Rate Award and earning you as much as $105 over 3 years on a Basic Checking.

Datatrac Great Rate Award
Select Type
Guaranty Bank - Basic Checking 0.85% APR2
Memphis, TN Market Average - Basic Checking 0.16% APR2

About Datatrac

Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 337,115 financial institutions locations in America. Datatrac Great Rate Awards certify that deposit and loan rates outperform the market average for comparable products.  www.datatrac.net

  1. $105 is the difference between the amount earned in interest between Guaranty Bank's rate at 0.85% APR compared to 0.16% APR for the Memphis, TN market average over the life of a interest checking over 36 months.
  2. APY=Annual Percentage Yield. Datatrac’s comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution.  There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and are subject to your credit rating and other factors. Please contact Guaranty Bank directly with any questions regarding their current rates and terms.